Start your financial future now with checking designed specifically to meet the needs of those ages 18 - 25. 

Opportunity Checking Includes:

Free ATMs Nationwide

0.15% Bonus Rate on Certificates

0.30% Discount on Loans

No direct deposit requirement

Cash back on debit card purchases

Dreaming about the future?

Opportunity Checking is designed to get young adults started on the path to financial success with all the benefits needed to access their money when and where they need it.

With no direct deposit requirement, and access to unlimited ATM refunds nationwide, ALLIANCE is with you through all of life's opportunities.

  • Accounts for young adults ages 18 to 25
  • No minimum credit score requirement
  • 0.30% discount off consumer loan rates at origination
  • Free Instant Issue Visa Debit Card
  • 0.15% added to qualifying ALLIANCE Certificates
  • Free Online & Mobile Banking let you tap into your accounts 24/7
  • Cash back on debit card purchases
  • Free Mobile Deposit Capture
  • Unlimited ATM refunds nationwide
  • Two free boxes of checks per year
  • Free money orders and cashier's checks
  • Free Bill Pay (with three or more bills per month; $5 if not met, see fee schedule)
  • Free iSave feature rounds up your debit card purchases to nearest dollar and sends change to savings account
  • No Monthly Service Fee
  • Low $50 minimum opening deposit
  • No direct deposit requirement


We're here to help

More information about Calculators

Convenient and easy to use, our calculators provide good data to make better decisions.

More information about Education

Access our Financial Education articles for the most important financial decisions of your life.

More information about Mobile App

Access your accounts wherever you go and whenever it’s convenient.

Anytime, anywhere with our app.

Access your accounts without missing a beat.

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