Benefits and support to help you reach your financial goals, faster.

Second Chance Checking Includes:

Free Instant Issue Visa debit card

Free Online and Mobile Banking

No minimum credit score requirement

Free iSave

Low $50 minimum opening deposit

Everyone needs a second chance every now and then.

Start fresh with no minimum credit score requirement and access to your money when and where you need it. 

  • No minimum credit score requirement
  • Free Instant Issue Visa Debit Card
  • Free Bill Pay (with three or more bills per month; $5 if not met, see fee schedule)
  • Free Online & Mobile Banking let you tap into your account 24/7
  • Low $50 minimum opening deposit 
  • Free iSave feature rounds up your debit card purchases to the nearest dollar and sends the change directly to savings
  • $10 Monthly Service Fee

A direct deposit of $500 or more monthly or an ALLIANCE business account is required to qualify for Second Chance Checking.

We're here to help

More information about Calculators

Convenient and easy to use, our calculators provide good data to make better decisions.

More information about Education

Our financial education articles cover various topics and deliver helpful insight.

More information about Mobile App

Access your accounts wherever you go and whenever it’s convenient.

Anytime, anywhere with our app.

Access your accounts without missing a beat.

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