Junior Savings & Certificates

It's a lesson that will last a lifetime and the tuition cost can't be beat.

These days, $5 probably isn't enough to get your kids into the movies or fill them up with fast food. But it is enough to open a Junior Savings account at ALLIANCE where they can put their allowance money, cash gifts from grandparents, or paycheck from a part-time job.

But we're also looking at the bigger picture here. Just like learning a sport, a musical instrument, or good manners, it's best to start teaching financial responsibility early on. As one deposit follows another, children will get a kick out of saving for something they really want. Parents can take satisfaction that they've taught their kids something that will help them lead successful lives.

1. Junior accounts open to young people age 17 and under
2. $5 deposit to open an account
3. Account earns dividends if balance remains over $50
4. Learn good money-management skills through Zogo, bring in the certificate of completion and we'll deposit up to $25 in the account
5. Minor becomes an official member-owner of the credit union
6. Any adult 18+ is allowed to be a joint owner of the account to help keep an eye on the funds

Junior Certificates

As young people earn a little more money, they can invest in a special Share Account that lets them take another step on the road to becoming a smart saver.

1. One or two-year terms designed for young people
2. Earn a competitive rate
3. Minimum $100 opening deposit
4. Visit one of our branches for more details

Please Call or Come in to get started today!

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