Auto Loans

Burn rubber, not cash, with ACU's Auto Loans

Ready to buy a new ride? Tired of high loan payments with your big-bank loan? Answers and relief come with our Auto Loans. Finance your next vehicle on terms that work for your budget, or make financial amends by refinancing your loan through us.

Either way, you'll enjoy a quick application process and local decision-making so you spend less time on paperwork and more time on the road. 

We help our Texas members get financing for everything from daily commuters to dream cruisers, and we'll get you there faster.

Step-By-Step Guide to Set Up Automatic Payments

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APR = Annual Percentage Rate

Alliance Offers Extra Coverage 

Gap

Prepare for the worst with GAP, which will pay any remaining balance on your loan if your vehicle is stolen or totaled and the loss isn't covered by insurance.

MCP

GAP coverage with the added benefit of life policy, bundled together.

Mechanical Repair Coverage

Avoid the expensive repairs after your vehicle's factory warranty expires. Choose the repair shop or facility of your choice, and drive securely knowing our comprehensive roadside assistance will keep you safe on the road.

Credit Protection Coverage

Prepare for unforseen events and tragedies like loss of life or disability. Credit life and disability insurance will cover the remaining balance of your loan, allowing you to deal with the important stuff.

Payment Shield

In the unfortunate event that you lose your job due to covered circumstances, you will receive up to six months reimbursement for loan payments made. Available for new and used vehicle loans as well as refinanced vehicles loans as well as refinanced vehicles from another financial institution.

Vehicle and Identity Protection Package

Customize your auto bundle protection with the following options: tire & wheel protection, windshield protection, roadside assistance, and ID theft protection.