Commercial Renovation Loans

Build Value with Renovation Lending

The ALLIANCE Renovation Loan allows borrowers to finance a property based on its projected value after renovations are completed, using a detailed renovation budget. At closing, the full renovation budget is held in the investor’s account, with reimbursements issued only for completed work specified in the budget.

Long Term Investment Properties:

Up to 80% financing of the after repaired appraised value
Loan placed on a fixed term
Monthly payments include principal and interest
Commercial Owner & Non-Owner Occupied
Rental Investment Property
1-4 Single Family Homes & Commercial Properties

Flip Properties:

Up to 75% financing of the after repaired appraised value
12-month interest-only loan term
Monthly interest payments based on the current balance
Commercial Owner & Non-Owner Occupied
Rental Investment Property
1-4 Single Family Homes & Commercial Properties

The examples provided are for illustrative purposes only and do not represent a commitment to lend. Actual loan terms, including financing amounts, loan-to-value (LTV) ratios, and repayment structures, are subject to credit approval, underwriting guidelines, and property appraisal. “Up to” financing percentages represent the maximum possible financing and may vary based on borrower qualifications, property type, occupancy status, and market conditions. LTV calculations are based on the appraised after-repair value (ARV), and appraisals must meet credit union and regulatory standards. Please contact us for a personalized assessment of your financing options.