Second Lien Home Equity Loan

Flexible Financing with Second Lien Home Equity Loan

At ALLIANCE Credit Union, we're committed to helping our members make the most of their home's equity with smart, flexible lending solutions. Our Second Lien Home Equity Loan is a powerful financing option designed for homeowners who want to access the equity in their home without refinancing their primary mortgage.

Weather you are plaanning a home renovation, consolidating debt, or managing a major expense, this loan provides a structured way to borrow a set ammount of money with predictable monthly payments and a fixed interest rate.

Why Choose a Second Lien Home Equity Loan?

Unlike revolving credit lines, this loan offers a lump sum disbursment at closing, so you get all your funds upfront. That, combined with a fixed rate for the life of the loan, gives you stability and peace of mind, perfect for budgeting and long-term planning. 

Key Features:

• Fixed intrest rate for consistent monthly payments
• Lump sum funing to cover large expenses upfront
• Great for home improvement, debt consolidation, or other major purchases
• Keep your primary mortgage intact - no refinancing needed
• Adds flexibility to you roverall finiancial strategy

For rate and application information, contact the ALLIANCE Home Loan Center at 806.798.5554 or 1.800.687.4328 stop by one of our Branches!
Credit Union Membership is required. Loans subject to credit qualification and approval. Programs, rates, terms and conditions are subject to change without notice.