Banking with a Mobile App
Mobile apps have revolutionized how credit unions and their members do banking, giving access to almost all your banking needs at the press of a button. This blog will discuss the benefits of mobile apps and what specific features are offered on our ALLIANCE mobile app.
Benefits of Mobile Apps
People are so busy today that they often cannot find the time to stop into a physical location to handle their financial needs. With the ALLIANCE mobile app, you can access the credit union from anywhere. Mobile banking makes your life more convenient by allowing you to check your account balance, find ATMs, and deposit checks from the office, airport, or anywhere you need to access your financial institution. A mobile app is easy to monitor against fraud and gives you the ability to better budget with access to your funds at your fingertips. Mobile deposit is another benefit of these apps that make depositing checks less of a hassle. With the camera on your smartphone, all that needs to be done is a quick picture of the front and back of the check. These processing times are no different than bringing the check to a branch. Lastly, our ALLIANCE mobile banking app is free to all credit union members.
How Secure is Mobile Banking?
You have probably questioned how secure using a mobile app for banking is and if you should trust it. Let us assure you that at ALLIANCE, we created our mobile app with security for our members and their personal information as a priority. It is still important to mention some additional precautions you should take to ensure your accounts stay protected. These steps that protect you and your personal information may sound simple but need to be followed to prevent potential incidents that could occur.
- Make sure to always lock your phone. Whether a passcode, fingerprint, or Face ID make sure you have some authentication method on your phone. Doing this will protect the contents on your device if it reaches the wrong hands, making certain your information is safe.
- Do not become a victim of phishing texts. Phishing texts can be sent to your mobile device, resembling banking alerts from your financial institution. It is crucial to know that ALLIANCE will never ask for your login information, account numbers, or any other sensitive information.
- Keep your device protected from theft. Phones have become an everyday accessory, much like your keys and wallet, but hold a value similar to nice jewelry. Therefore, it is essential to practice good habits with your device, including keeping it in your pocket or bag and not leaving it out in public places. Furthermore, make sure you are aware of options that can locate or disable your phone remotely (Find My iPhone) if it becomes lost or stolen.
- Avoid using public Wi-Fi. We often connect to unprotected networks to save data and speed up browsing when in public. Doing this is also one of the easiest ways to allow thieves access to steal your information. If you are in public and using unprotected Wi-Fi, disconnect your device before accessing mobile and online bank accounts.
ALLIANCE Mobile App
After hearing all the benefits of mobile banking through a financial institution’s app, we would like to discuss further the ALLIANCE mobile app and how to download this from your mobile device Appstore. As mentioned before, the ALLIANCE mobile app gives you access to banking services 24/7, allowing you to pay bills, deposit checks, check balances, transfer funds across accounts, and much more. The ALLIANCE mobile app also allows users to remote control cards deactivating them in the case of a lost or stolen credit card protecting you against theft and fraud. Click here to access our website and download the ALLIANCE mobile app from iTunes or Google Play Store. Feel free to stop by any of our seven branch locations across Lubbock or call us today at 806-798-5554 to speak with our qualified staff regarding any questions.
