As summer approaches, many families are gearing up for a well-deserved vacation. Whether you're road-tripping across Texas or flying to a dream destination, keeping your finances safe and planning ahead can make the journey smoother and stress-free.
1. Plan Your Budget Before You Pack
Creating a travel budget is the first step to peace of mind. Map out expenses for gas, food, lodging, and entertainment.
2. Skip the Stress & the Payment?
If you have an auto loan with ALLIANCE Credit Union and have made three consecutive payments, you may be eligible to Skip-a-Pay! Use those extra funds for your trip, or cushion your vacation budget.
3. Keep Your Cards and Info Secure
Let ALLIANCE know you’ll be traveling and consider using digital wallets or tap-to-pay for added security. Never share your PIN or login info and beware of public Wi-Fi when checking your accounts.
4. Pack a Safety Net
Take a credit card for emergencies, but don’t rely on it. Build a mini emergency fund into your vacation budget so unexpected car trouble or last-minute expenses don’t derail your plans.
5. Plan Smart, Drive Smart
Simple savings like bringing your own snacks, refilling water bottles, and planning fuel-efficient routes can add up quickly. A little prep goes a long way toward protecting your wallet and peace of mind.
With a few smart financial moves and the right tools in your glovebox, you can hit the road with confidence—and maybe even return home with cash to spare.
Looking to finance your vacation and pay later? No problem.
Apply for a vacation loan beginning May 1st through July 31st, 2025.
