Home for the Holidays: How Alliance Credit Union's H.O.M.E 100 Can Make It Happen
As the holiday season approaches, finding the perfect gift can be overwhelming—but what if that gift was a new home? Alliance Credit Union's H.O.M.E 100 Program, standing for "Home Ownership Made Easy," could make this a reality. With no down payment required and 100% financing on homes up to $375,000, this program can help you secure your dream home with little out-of-pocket expense.
Here’s why the H.O.M.E 100 program is ideal this holiday season:
1. No Down Payment = More Holiday Budget
The holidays are already a high-spending season. Between gifts, travel, and festive gatherings, the last thing you want is to dip into your savings for a down payment. With H.O.M.E 100, you can buy a home with $0 down, giving you the financial flexibility to enjoy the holidays and still make a major life investment.
2. Not Just for First-Time Buyers
H.O.M.E 100 isn’t just limited to first-time home buyers. Whether you're upgrading or looking for a change of scenery, this program can help you find your new home. The ability to access this assistance, regardless of your homeownership status, gives you the chance to make a smart move before the New Year.
3. Competitive Loan Options
You can choose from a 15-year fixed-rate mortgage or a 15/15 adjustable-rate mortgage (ARM), both offering flexibility based on your financial plans. These options allow for manageable monthly payments, meaning you can focus on building equity and long-term financial security.
4. Exclusive Post-Closing Benefits
After closing, you’ll be eligible for extra benefits, such as an appliance home warranty, homeowners insurance deductible reimbursement, or identity theft protection services. These perks can be a huge relief during the already stressful holiday season and add extra peace of mind as you settle into your new home.
Learn more and apply by visiting Alliance Credit Union's H.O.M.E 100 page.
This is not an offer to enter into an agreement. Loans subject to credit qualifications and approval. Not all applicants will qualify for a lower rate. Restrictions and limitations may apply. Credit Union membership is required. Each account insured up to $500,000. By members' choice, this institution is not federally insured.
ALLIANCE Credit Union (NMLS #440863) at 8401 Quaker Ave., Lubbock, TX, 79424. (806)776-0991.
