4.25% APY 9-Month Performance Certificate
Ready to make your money work harder without the long wait? Our limited-time 4.25% APY 9-month Performance Certificate offers the perfect balance of high returns and short-term commitment. Whether you're saving for a near-future goal or simply want a smarter place to park your savings, this certificate delivers peace of mind, steady growth, and a return that outpaces traditional accounts — all backed by the trusted strength of ALLIANCE.
Timing can be everything. In this case, you control it.
A Certificate is simply a super-sized savings account. At ALLIANCE, we reinvest our profits each year so we can offer higher rates on certificates compared to our competition. All we ask is that you commit your money for a certain time period, between six months and five years, to make the most of your savings.
Sometimes we save so we'll have a financial cushion in case life throws us a curve. Other times, we're saving for a specific purpose: a major purchase, educational costs, a special occasion like a wedding or vacation. No matter what your future plans are, there's an ALLIANCE Certificate that should fit your time frame and help you reach your goals right on schedule.
- Minimum deposit of $1,000 to open
- Dividend rates exceed those of traditional savings accounts
- Receive a 0.15% bonus rate if you also have a Performance Checking account with direct deposit of $500 or more per month
- Predictable high yields without any risk of losing your original deposit
- Dividends calculated daily and paid to your account monthly
- Receive a 10-day grace period after maturity to withdraw funds in the account without being charged an early withdrawal penalty.
- Early withdrawals could mean giving up some of your dividends
- Track your Certificate account growth through Online Banking and our Mobile App
- ALLIANCE Stars & Preferred Partners receive a 0.30% APR bump on standard rates.