Account Resources

Interest Rates

Rates effective August 14, 2019


Min Bal for APY:

Dividends are compounded and credited daily and may be retained in certificates. The Annual Percentage Yield (APY) is based on an assumption that dividends will remain on deposit until maturity. Penalty will apply for early withdrawal of any of the principal before maturity date. Fees may reduce earnings.

Certificates & IRA's

A $1000.00 min. balance is required in order to earn APY.

6 months
9 months
1 year
18 months
2 years
3 years
4 years
5 years


Min Bal for APY:

Junior Certificates | 2 years

Min Bal for APY:
$100 - $100,000

Money Market

Min Bal for APY:
$1000 - $4,999.99
Min Bal for APY:
$5,000 - $24,999.99
Min Bal for APY:
$25,000 - $49,999.99
Min Bal for APY:
$50,000.00 & over


Savings Fees

Savings Accounts

Excess Withdrawal Fee Per transaction if more than six (6) /month.


Money Market Accounts

Excess Withdrawal or Debit Fee Per transaction after six (6) /month


Checking Fees

Check Printing

Prices vary



Direct Deposit Overdraft Fee


Returned Item


Single Party Personal Check NSF


Stop Payment


Courtesy Pay


Negative Balance Fee


Business Checking Account Fees

Monthly Service Charge


ATM/Debit/Gift Cards

Card Replacement


Card Replacement Rush


Visa Gift Card Member Fee


Account Closure

$20.00 if closed within 90 days

Account Reconciliation

$20.00 Minimum Charge

Account Research

$20.00 Minimum Charge

Deposited Item Return


Fax (Incoming or Outgoing)


Money Order


Cashier's Check

$2.00/Check (Credit Union checks cleared by the Credit Union)

CU Check Fee


Statement Copy


Wire Transfer (Outgoing)


International Wire Transfer (Outgoing)


Bad Address


Check Cashing

1% of check amounts

Check Copy


Bill Pay

$5.00/Month if 3 bill minimum not met

IRA Transfer Processing

No Charge

Non-CU Cash Advance


Legal Action Fee


The interest rates and fees appearing with this Schedule are accurate as of the effective date indicated in the Truth-in-Savings Disclosure. Rates and Fees are subject to change without notice. If you have questions please contact us.