Account Resources

Interest Rates

Rates effective June 11, 2018

Savings

Min Bal for APY:
$50

Dividends are compounded and credited daily and may be retained in certificates. The Annual Percentage Yield (APY) is based on an assumption that dividends will remain on deposit until maturity. Penalty will apply for early withdrawal of any of the principal before maturity date. Fees may reduce earnings.

Certificates & IRA's

A $1000.00 min. balance is required in order to earn APY.

Term:
6 months
Term:
9 months
Term:
1 year
Term:
18 months
Term:
2 years
Term:
3 years
Term:
4 years
Term:
5 years

IRA's

Min Bal for APY:
$250

Junior Certificates | 2 years

Min Bal for APY:
$100 - $100,000

Money Market

Min Bal for APY:
$1000 - $4,999.99
Min Bal for APY:
$5,000 - $24,999.99
Min Bal for APY:
$25,000 - $49,999.99
Min Bal for APY:
$50,000.00 & over

FEE SCHEDULE

Savings Fees

Savings Accounts

Excess Withdrawal Fee Per transaction if more than six (6) /month.

$1.00

Money Market Accounts

Excess Withdrawal or Debit Fee Per transaction after six (6) /month

$10.00

Checking Fees

Check Printing

Prices vary

NSF

$32.00/item

Direct Deposit Overdraft Fee

$32.00/item

Returned Item

$5.00/item

Single Party Personal Check NSF

$32.00/item

Stop Payment

$20.00/Request

Courtesy Pay

$32.00/Item

Negative Balance Fee

$2.00/Day

Business Checking Account Fees

Monthly Service Charge

$10.00

ATM/Debit/Gift Cards

Card Replacement

$5.00/Card

Card Replacement Rush

$25.00/Card

Visa Gift Card Member Fee

$3.00/Card

Account Closure

$20.00 if closed within 90 days

Account Reconciliation

$20.00/Hour
$20.00 Minimum Charge

Account Research

$20.00/Hour
$20.00 Minimum Charge

Deposited Item Return

$5.00/Item

Fax (Incoming or Outgoing)

$2.00/Fax

Money Order

$1.00/Check

Cashier's Check

$2.00/Check (Credit Union checks cleared by the Credit Union)

CU Check Fee

$1.00/Check

Statement Copy

$3.00/Copy

Wire Transfer (Outgoing)

$20.00/Transfer

Bad Address

$5.00/Month

Check Cashing

1% of check amounts

Check Copy

$3.00/Check

Bill Pay

$5.00/Month if 3 bill minimum not met

IRA Transfer Processing

No Charge

Non-CU Cash Advance

$1.00/Advance

Legal Action Fee

$100.00/Request

The interest rates and fees appearing with this Schedule are accurate as of the effective date indicated in the Truth-in-Savings Disclosure. Rates and Fees are subject to change without notice. If you have questions please contact us.