Account Resources

Rates

Savings

Min Bal for APY:
$50

APY = Annual Percentage Yield

Rates Effective June 1, 2015.
Rates are subject to change without notice. If you have questions please contact us.

Certificates

Term:
6 months
Term:
1 year
Term:
2 years
Term:
3 years
Term:
4 years
Term:
5 years

IRA's

Min Bal for APY:
$500

IRA Certificates | 2 Years

Min Bal for APY:
$500

Money Market

Min Bal for APY:
$1000 - $4,999.99
Min Bal for APY:
$5,000 - $24,999.99
Min Bal for APY:
$25,000 - $49,999.99
Min Bal for APY:
$50,000.00 & over

FEE SCHEDULE

Savings Fees

Savings Accounts

Excess Withdrawal Fee Per transaction if more than six (6) /month.

$1.00

Money Market Accounts

Excess Withdrawal or Debit Fee Per transaction after three (3) /month

$10.00

Checking Fees

Check Printing

Prices vary

NSF

$32.00/item

Direct Deposit Overdraft Fee

$32.00/item

Returned Item

$5.00/item

Single Party Personal Check NSF

$32.00/item

Stop Payment

$20.00/Request

Negative Balance Fee

$2.00/Day

Business Checking Account Fees

Monthly Service Charge

$10.00

ATM/Debit/Gift Cards

Replacement Fee per card

5.00

Visa Gift Card Member Fee

$3.00/Card

Account Closure

$20.00 if closed within 90 days

Account Reconciliation

$20.00/Hour
$20.00 Minimum Charge

Account Research

$20.00/Hour
$20.00 Minimum Charge

Deposited Item Return

$5.00/Item

Fax (Incoming or Outgoing)

$2.00/Fax

Money Order

$1.00/Check

Cashier's Check

$2.00/Check

CU Check Fee

$1.00/Check

Statement Copy

$3.00/Copy

Wire Transfer (Outgoing)

$20.00/Transfer

Bad Address

$5.00/Month

Check Cashing

1% of check amounts

Check Copy

$3.00

IRA Transfer Processing

No Charge

Non-CU Cash Advance

$1.00/Advance

The rates and fees appearing with this Schedule are accurate as of the effective date indicated in the Truth-in-Savings Disclosure. Rates and Fees are subject to change without notice. If you have questions please contact us.

Notice of Documents Available to Members

Documents Available to Members. Upon request, a member is entitled to review or receive a copy of the most recent version on the following credit union documents:

  • Balance sheet and income statment (the non-confidential pages of the latest call report may be given to meet this requirement)
  • A summary of the most recent annual audit completed in accordance with 91.516 of this chapter (relating to Audits and Verifications)
  • Written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies, and copies thereof; and
  • Internal Revenue Service Form 990.