SHREDDING TIPS: Join us 4/27 for Shred Day 2019!

We all, likely, have a stack of papers hidden somewhere in our homes awaiting shredding. Knowing which documents to shred, which documents to keep, and which documents to toss in the recycling bin can be a little tricky. It is important to protect your sensitive information, so we’ve put together a list of tips for those pesky papers.

WHAT DOCUMENTS TO KEEP

All Vital Records – Social Security Cards, Birth, divorce, marriage and death certificates should be kept with you forever.
Military Records – Such as a DD-214
Medical Records – Keeping vaccine records, X-rays and lab results can benefit you if you ever switch physicians.
Travel Documents – Passport, Visas
Academic Documents – Transcripts, Diplomas

You’ll want to keep these documents filed somewhere secure, like a safe or locked filing cabinet.

WHAT DOCUMENTS TO SHRED

A good rule of thumb is to shred any documents that contain sensitive information such as your account number, birth date, login credentials, social security number, or any other sensitive information that could be used to access your financial accounts.

Old employment documents – Past applications, resumes, benefit papers, etc. that are no longer needed
Old travel documents – Expired passports and visas, itineraries, luggage tags
Old Home/Apartment documents – Past utility bills, old/void leases, expired insurance documents, etc.
Financial Paperwork – Old Pay Stubs, credit reports, statements, credit applications, anything else that contains account numbers, etc.

You may want to keep some of these documents for at least a year if you plan to use them when filing your taxes.

WHEN TO SHRED

Not every confidential document needs to be shredded immediately.

Financial Statements – Keep for 1 month
Bills/Receipts for completing taxes – Keep for 1 year
Investment records, or Tax documents – Keep for 7-10 years
Invoices and bills – Unless needed for tax purposes, shred right after use
Items like home improvement receipts and vehicle records should be kept until the home or vehicle is sold.

If you aren’t sure if a document should be shredded or tossed, it’s probably better just to stick it in the shred bin. Trust your judgement when getting rid your old documents. Protect yourself, and your loved ones from identity theft annually at the ALLIANCE Credit Union Shred Day!

SHRED DAY 2019 benefiting Hope Lodge of Lubbock
When: Saturday April 27th from 8am-Noon
Where: United Supermarket, 8010 Frankford Ave. Lubbock, TX 79424
For more information visit alliancecutx.com/shredday.

Starting to plan your summer vacation? Check out our Holiday Travel & Shopping Tips before you hit the road.