The holiday shopping season soon will be in full swing. The malls will be packed with eager shoppers. Offers and promotions will come from clothing stores, electronics retailers, and other shopping sites. They’ll probably flood your inbox, and your physical mailbox is getting overloaded with catalogs from shops from which you haven’t bought anything in years- if ever.
If you’re wondering how you’ll to pay for this frenzy of shopping while keeping your checking account in the black, you’re not alone. According to a T. Rowe Price survey, more than half of parents will aim to get everything on their kids’ wish lists this year, spending an average of $422 per child.
Of course, before approaching any large-cost event, it’s smart to create a budget. Unfortunately, 58% of the parents surveyed admitted while they had created a budget, they didn’t stick to it. Nearly two-thirds admit they spend more than they could afford.
With a holiday loan from ALLIANCE, this shopping season doesn’t have to break your budget. On October 1st, our holiday loan special begins! Get a $500-$1,000 loan with a 12-month term and receive 1% off your qualifying rate*.
Be an informed shopper this holiday season, and your decisions will pay off in more ways than one.
*Rates are subject to credit approval. Terms and conditions apply. Offer ends November 30, 2017. Lowest APR is 7.85%. For example, a $1,000 loan for a term of 12 months at 7.85% APR will have a monthly payment of $91.