SIMPLE & FLEXIBLE LOAN OPTIONS

Choose between two straightforward loan structures:

• 15-Year Fixed Rate: Lock in a consistent payment over 15 years.
• 15/15 Adjustable-Rate Mortgage (ARM): Enjoy a lower initial fixed rate for 15 years, after which rates adjust every 15 years.

COMPETITIVE RATES

Enjoy locked-in competitive rates at 6.75% (6.87% APR), subject to credit approval.

ALLIANCE Credit Union’s H.O.M.E.-100 program helps you buy a home with no down payment, while still offering a great rate. You can choose a fixed or adjustable-rate loan, both designed to keep your monthly payments affordable.

Because we’re a credit union, we’re focused on helping our members, not making profits. That means lower rates, fewer fees, and honest terms. With H.O.M.E–100, you get up to 100% financing and a competitive rate that makes owning a home easier and more affordable.

ADDED BENEFITS AFTER CLOSING

Once your loan closes, you’ll receive a letter inviting you to choose one of three
complimentary services:

1.  Appliance Home Warranty
2. Homeowners Insurance Deductible Reimbursement
3. Identity Theft Reimbursement & Restoration Consulting