VA Loans

• Low or No Downpayment
• Primary Residence Only 
• Mortgage Insurance Not Required

VA Interest Rate Reduction Refinance Loan

• Refinance existing VA Loan for a lower interest rate
• New interest rate must be lower than that on the existing loan unless the existing loan is an ARM. Fixed rate to fixed rate must be lower 0.5%.
• Applicant must have satisfactory mortgage rating on their existing loan. 

DISCLOSURES

*Closing costs can only be included in the loan amount when the value is more than the purchase price. This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Credit Union membership is required. Not all applicants will qualify. All loans are subject to underwriter approval. Terms and conditions apply and are subject to change without notice. Each account insured up to $500,000. By members’ choice, this institution is not federally insured.