What Is Skip-A-Pay?
Skip-A-Pay lets you skip one monthly payment on your eligible loan and use that money for something that matters more this season—like travel, gifts, or hosting Thanksgiving dinner. It’s a simple, flexible way to manage your finances while staying on track with your loan.
Why Skip-A-Pay Is Perfect for the Holidays
- Free Up Extra Cash
From groceries and decorations to gift shopping, expenses can add up fast. Skipping a payment helps you stretch your budget so you can focus on what makes the season special. - Plan for Travel and Gatherings
Whether you’re flying home, hitting the road, or hosting family, a skipped payment can help cover travel and hospitality costs without putting extra pressure on your wallet. - Prepare for the Unexpected
There’s always something unplanned during the holidays—an extra guest, a bigger grocery list, or a last-minute trip. Having a little extra cash on hand makes it easier to handle surprises. - Enjoy Peace of Mind
Sometimes the best gift you can give yourself is relief from financial stress. Skip-A-Pay helps you focus on gratitude and connection, instead of juggling due dates and payments.
How to Get Started
Getting started is easy!
- Check if your loan is eligible.
- Submit your Skip-A-Pay request online.
- Use the funds you save this month to make your holidays brighter—whether that means booking a flight, buying gifts, or simply padding your savings.
You can learn more and get started here:Skip-A-Pay
Make the Most of Your Skip-A-Pay
Think of your skipped payment as a “holiday helper.” It’s your chance to give your budget some breathing room, make memories with loved ones, and head into the new year feeling refreshed instead of stretched thin.
At ALLIANCE, we know that a little flexibility can go a long way—especially this time of year. So if you’re eligible, now’s the perfect time to use Skip-A-Pay and make your holiday season a little lighter and brighter.
Apply today and enjoy your holidays, worry-free!

