BANKING
ALLIANCE Checking + Bits of Stock™
That Donut Run
Just Bought you stock.
Welcome to ALLIANCE Checking + Bits of Stock™!
We’ve teamed up with Bits of Stock™ to bring you a reward like no other. With ALLIANCE Checking, your everyday purchases don’t just buy the things you need, they give you real ownership.
ALLIANCE Checking
The basic checking account that’s anything but boring. With ALLIANCE Checking, paired with Mobile & Online Banking, access your money anywhere, anytime.
Bits of Stock™
Bits of Stock™ is a digital rewards platform that lets you earn fractional shares of stock through your everyday purchases. Instead of points or cash back, you’re gaining real ownership in companies you know and trust.
Who can Join ALLIANCE Credit Union?
How to become a member
Becoming a member of ALLIANCE Credit Union is easier than ever! We have recently expanded our geographic field of membership to include 43 counties spanning Texas, as well as two other conduits for membership eligibility.
You are eligible for membership if you, your spouse, or any immediate family members live, work, or worship in the following counties:
Andrews, Archer, Bailey, Baylor, Bexar, Borden, Castro, Clay, Cochran, Coke, Comal (portion west of U.S. 281), Concho, Crosby, Dawson, Denton, Fisher, Floyd, Gaines, Garza, Hale, Hockley, Howard, Johnson, Kent, Kendall, Lamb, Lubbock, Lynn, Martin, Mitchell, Nolan, Parmer, Potter, Randall, Runnels, Scurry, Swisher, Tarrant, Terry, Tom Green, Wichita, Wilbarger, and Yoakum.
You are also eligible if you live, work, worship, or attend school within a 10-mile radius of our Polaris or Golden Triangle Branches, including the following ZIP codes: 76006, 76012, 76013, 76016, 76021, 76022, 76034, 76039, 76040, 76051, 76052, 76053, 76054, 76092, 76101, 76102, 76103, 76104, 76105, 76106, 76107, 76108, 76109, 76110, 76111, 76112, 76114, 76115, 76116, 76117, 76118, 76119, 76120, 76127, 76131, 76135, 76137, 76148, 76178, 76179, 76180, and 76248.
Other ways to become a member
Ready to Join?
Join ALLIANCE. We're different in a lot ways. Mainly, we're a not-for-profit financial cooperative, a fancy way of saying our members are our owners and decisions are made with members' best interests in mind. Whatever profits we make go back to members in the form of higher dividends, lower rates, and better access through improved technology.
Join online or stop by any of our branches to open your share account (called that because it gives you a share of credit union ownership).
- A $5 minimum deposit is required to open all share (savings) accounts, making you a member-owner of the credit union and giving you voting rights in our board elections.
- A $50 minimum deposit is required to open all checking accounts.
Before You Open Your Account
Whether you open your account online or in a branch, you’ll need one valid form of government-issued photo identification. Acceptable forms of identification include, but are not limited to:
- Driver’s License
- State-issued ID Card
- Passport
- U.S Government or Military ID
For minor accounts, a government-issued photo ID is required to open a checking account. For savings-only accounts for minors, acceptable documentation may include a Social Security card or birth certificate.
SAVINGS
A smart savings strategy can prepare you
for a future full of possibilities.
CERTIFICATES
Choose your time frame and then watch your money grow at a pace that's designed to please you.
- Certificate terms from 6 months to 5 years
- Pays higher dividends than regular savings accounts
- Minimum deposit of $1,000
JUNIOR SAVINGS & CERTIFICATES
Start your children on the road to financial responsibility by helping them build good savings habits at an early age.
- Open savings account for just $5
- Earn dividends on balances over $50
- Junior Certificates earn special promotional rate
MONEY MARKET
Give your savings an extra surge.
- Higher rates than traditional savings accounts
- Easy access to cash at branches, ATMs and through Online Bankng
- Minimum balance of $1,000
LIQUID ASSET
A Liquid Asset Account let's you access your funds while earning interest.
- Earn at a higher interest rate
- Retain access to your savings
- Minimum of $25,000 to open account.
IRA
The earlier you begin saving for retirement, the more money you'll have to live comfortably during your golden years.
- Choose Traditional or Roth IRAs
- Enjoy tax advantages
- Coverdell Education Savings Accounts also available
SHARE SAVINGS
At ALLIANCE, your Base Share Account is more than just a place to save—it’s your ownership stake in the credit union. With a $5 deposit (or more), you officially become a member-owner. This share connects you to our cooperative mission and grants you access to exclusive benefits, accounts, and services designed to support your financial well-being.