You could qualify for no down payment!

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Your dream home is closer than you think! H.O.M.E -100 stands for "Home Ownership Made Easy". You can qualify for no down payment!

15-Year Fixed or 15/15 ARM

100% Financing

No Down Payment

Not Just For First Time Homebuyers

H.O.M.E - 100 Benefits

  • Lock In Your Rate at 6.75% | 6.87% APR
  • 15-Year Fixed or 15/15 ARM
  • No Down Payment 
  • Loan Amount Up To $375,000
  • No Income Limits
  • Not Just For First Time Homebuyers

After your loan closes, you will receive a letter with instructions on how you can select 1 of 3 additional services.

  • Appliance Home Warranty
  • Homeowners Insurance Deductible Reimbursement
  • Identity Theft Reimbursement & Restoration Consulting Services

Apply Today

Credit Union membership is required. Rates and terms are subject to change and are based on approved credit. No down payment required; closing costs and other fees may apply. Not all applicants will qualify. Maximum loan amount of $375,000.  All loans are subject to credit and property approval.  

Example Repayment Terms: 15-year fixed-rate loan: A loan of $375,000 at 6.87% APR would have 180 monthly payments of approximately $3,331. 15/15 Adjustable-Rate Mortgage (ARM): A loan of $375,000 at 6.87% initial APR would have 180 monthly payments of approximately $2,638. After the initial 15 years, the interest rate and monthly payment may adjust once every 15 years based on market conditions.   Terms are illustrative and may vary.

Contact the ALLIANCE Home Loan Center at 806-798-5554 or stop by 8401 Quaker Ave for current rates and a personalized quote.

Request an Appointment

Please fill out all the fields below and submit to be contacted by an ALLIANCE Credit Union representative.
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