Privacy Policy
Facts
WHAT DOES ALLIANCE CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
what?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and checking account information
- credit card or other debt and credit history
- credit scores and payment history
how?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasonsAlliance Credit Unionchooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does ALLIANCE Credit Union Share?
Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Yes
no
For our marketing purposes-
to offer our products and services to you
Yes
no
For joint marketing with other financial companies
Yes
yes
For our affiliates’ everyday business purposes-
information about your transactions and experiences
no
we don’t share
For our affiliates’ everyday business purposes-
information about your creditworthiness
no
we don’t share
For our affiliates to market to you
no
we don’t share
For nonaffiliates to market to you
Yes
Yes
to limit our sharing
- Call toll-free 800.687.4328 – our menu will prompt you through your choice(s) or
- Visit us online: www.alliancecutx.com
Please note:
If you are anew member, we can begin sharing your information30 days from the date we sent this notice. When you areno longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
questions
Call toll-free 800.687.4328 or
Visit us online: www.alliancecutx.com
What we do
How does Alliance Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Alliance Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or make a wire transfer
- show your government-issued ID orprovide employment information
- give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- ALLIANCE Credit Union has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include electric companies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners includeinsurance companies.
