ALLIANCE
Benefits
ALLIANCE Credit Union wants to give you access to the best products, rates and services available. That means leveraging our not-for-profit business model to bring you exclusive discounts and savings on the things you need.
PERSONAL, HOME, AND AUTO INSURANCE
We have partnered with TruStage to provide our members with a full suite of coverage options:
- Designed to fit your budget: With an adjustable quoting tool, you can choose a coverage level within your budget.
- Straightforward: Uncomplicated, jargon-free resources so members know exactly what they’re getting.
- Simple: Apply online and get a response within minutes.
- Loyalty pays off: The longer you keep your auto or homeowners policy, the more your added protections can grow over time — at no extra cost.
- Protection that evolves with you: Coverage can expand as your needs change, helping safeguard your vehicle, home, and personal belongings year after year.
- Everything handled online: Easily manage policies, file claims, access ID cards, upload documents, and get real-time updates — all from your phone or computer.
- Fast, personalized support: Local agents and 24/7 customer service make it simple to get help, adjust coverage, or start a claim whenever you need it.
- Guaranteed acceptance – no health questions or medical exams.
- Coverage available at a cost-effective, monthly rate.
- Cash payout is often not subject to income-tax.
- You’re covered whether at home, at work, on vacation or during travel.
WILL AND TRUST PREPARATION
We have partnered with Trust & Will to provide our members with affordable and convenient Estate planning options.
Trust & Will is the leader in online estate planning and has helped over half a million families secure their legacies.
- Wills start at just $159.20 with member discount
- Complete your will or trust online in as little as 30 minutes
- If you have questions along the way, support is available by chat and email
TAX PREPARATION DISCOUNTS
Our members receive discounts from both TurboTax and H&R Block.
Save on TurboTax federal products.
File confidently with expert help or on your own.
- Do your own taxes
- Get Assistance from experts
- Have them do your taxes for you
Customize your tax experience with H&R Block:
- From Home
- In Person
- Drop off
ALLIANCE STARS
Our STARS program recognizes and rewards our partner groups.
Loan benefits, decreased rates when borrowing, increased rates on certificates, gift cards and much more!
Are You a STAR?
- Health Care Workers
- Law Enforcement Personnel
- Fire Rescue Personel
- School District & Educational Employees
- Veterans
- Active-Duty Military
RELIANT ENERGY DISCOUNT
FOR PEOPLE, NOT PROFIT
ALLIANCE is different in a lot of ways. Mainly, we’re a not-for-profit financial cooperative.
A fancy way of saying our members are our owners and decisions are made with members’ best interests in mind. Whatever profits we make go back to members in the form of higher dividends, lower rates, and better access through improved technology.
Join online or stop by any of our branches to open your share account (called that because it gives you a share of credit union ownership).
Vehicle & Financial Protection
ALLIANCE has partnered with DOWC to offer
Vehicle & Financial Protection that provides peace of mind!
Keep the Journey Smooth:
4 Levels of coverage to fit every member’s needs and budget!
Not only can unexpected vehicle expenses be costly, but they can also be a huge headache! All DOWC service contracts come with added benefits like rental car or rideshare reimbursement, towing, and 24-hour roadside assistance to not only help with the cost of the repair, but to assist with the inconvenience of the repair.
DOWC Bundle
In addition to Vehicle Service Contracts, DOWC Bundle can protect other unforeseen expenses for your vehicle. From a chipped windshield from a flying rock on a West Texas road, to a grocery store door ding, to a flat tire from a nail in a newly built subdivision, to a bent rim from a pothole, unforeseen expenses are everywhere. DOWC will protect you wherever you go!
DOWC’s goal is to exceed our members expectations by providing exceptional coverage options, streamlined claims processing, and a widespread network of repair facilities. With all of these processes in place, you won’t experience any unforeseen delays in getting your vehicle back on the road in the event of a breakdown.
Did you Know?
Many dealerships have an average labor rate of more than $200/ hour! If your car is in the shop just 1 day that is $1600 before any parts. Even a relatively inexpensive part could cost you $1,000s. Why take the risk?
SKIP-A-PAY
Skip a Pay with ALLIANCE and use the funds from your payment for something else instead!
Expenses can surprise you. At ALLIANCE Credit Union, we offer “Skip a Pay” to help you put a little extra money in your account for any of your needs or wants.
- Skip a payment on your auto or personal loan after making three consecutive on time payments.
- Each member is eligible for two loan extensions per calendar year. Loan extensions cannot be consecutive.
PRIVATELY INSURED
Thanks to our member-owners, each account is protected at a higher level—up to $500,000 per account with ASI and ESI, versus a combined max of $250,000 with NCUA coverage.
With ASI and ESI Each Account is insured up to $500,000.00, vs NCUA that only covers Each Member for up to $250,000.00. Click for more information about your primary excess deposit insurance. Click Here for the spanish version.
Join the Movement
How to become a Member
Becoming a member of ALLIANCE Credit Union is easier than ever! We have recently expanded our geographic field of membership to include 32 counties spanning West Texas, as well as two other conduits for membership eligibility.
You are eligible for membership if you, your spouse, or any immediate family members live, work, or worship in the following counties:
Andrews, Bailey, Borden, Castro, Cochran, Coke, Concho, Crosby, Dawson, Fisher, Floyd, Gaines, Garza, Hale, Hockley, Howard, Kent, Lamb, Lubbock, Lynn, Martin, Mitchell, Nolan, Parmer, Potter, Randall, Runnels, Scurry, Swisher, Terry, Tom Green and Yoakum.
We Are Here to Help
Calculators
Convenient and easy to use, our calculators provide good data to make better decisions.
Education
Access our Financial Education articles for the most important financial decisions of your life.
Rates
Save more on your mortgages and other loans. Better rates, better future, better life.
Banking Solutions
Empowering Your Financial Journey
— Personal, Home, and Business
Take Control of your Finances!
From everyday banking to personal loans, ALLIANCE Credit Union offers smart personal banking and borrowing options designed with our members in mind!
Let’s Get you Home!
ALLIANCE Credit Union's Home Loan Center has multiple ways to assist you getting into your new home.
Financing built for every property
From storefronts to front doors, we’ve got your loan needs covered.
