Mortgage
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Our Rates
Loan Officers
Mortgage Loans
When you're ready to make a big move,
we're here to do some heavy lifting.
Conventional Loans
Conventional loans are the most common type of mortgage and are generally best suited for borrowers with strong credit scores and stable finances.
H.O.M.E. 100
ALLIANCE Credit Union’s H.O.M.E-100 program, short for Home Ownership Made Easy, provides 100% financing on loans up to $375,000, with no down payment needed. It’s not just for first-time buyers, anyone can qualify.
Construction Loans
When it comes to building your own home, nothing compares to the freedom of creating a space that fits your vision, lifestyle, and future. At ALLIANCE Credit Union, we offer construction loans designed specifically for individual homebuyers who want to take the custom route.
VA Loans
Your service deserves more than just gratitude. At ALLIANCE Credit Union, we are proud to support veterans, active-duty service members, reservists, and eligible military spouses by offering access to VA Home Loans.
USDA Loans
Looking to buy a home in a rural or suburban area? With a USDA home loan, you could close with as little as $0, making homeownership more accessible than ever.
Self-Employed Options
At ALLIANCE Credit Union, we understand that success doesn’t always come with a W-2. That’s why we offer home loan solutions tailored for self-employed borrowers.
FHA Loans
Looking for a smoother path to homeownership? FHA loans offer low down payments and flexible credit requirements to help you get the keys faster.
Self-Employed Options
At ALLIANCE Credit Union, we understand that success doesn’t always come with a W-2. That’s why we offer home loan solutions tailored for self-employed borrowers.
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Refinancing Options
Unlock the potential in your home,
confidently and conveniently.
HELOC
With a Home Equity Line of Credit (HELOC) from ALLIANCE Credit Union, you can borrow against the value of your home and use the money for what matters most to you.
Second Lien
At ALLIANCE Credit Union, we’re committed to helping our members make the most of their home’s equity with smart, flexible lending solutions.
Refinance
Life changes, and so can your mortgage. Whether it’s rising household costs, shifting financial goals, or improved interest rates, refinancing could help put you in a better financial position.
At this Rate,
you'll get more for your money!
Business Development
Realtor Resources
At ALLIANCE, we understand the importance of making informed investment decisions that align with your financial goals. There is an endless amount of reasons to make the big decision of becoming an investor, so we compiled a short list of a few!