when is the right time to refinance?

There’s no single perfect time to refinance, but certain moments in life or changes in your loan can make it worth exploring.

You may want to consider refinancing if:

• • Interest rates have dropped and you could secure a lower rate on your loan.

  • Your credit score has improved since you first purchased your home.

  • You’d like to shorten your loan term to pay off your home faster and build equity more quickly.

  • You want to consolidate high-interest debt using a cash-out refinance.

  • You’ve experienced a major life change, such as marriage, a new child, or a career shift.

  • You’ve built enough equity in your home to remove Private Mortgage Insurance (PMI).

Is it time? 

Use our calculators to determine your new payment with our great rates!