We recognize that a lot of successful people go it alone

The way people work and earn a living is changing. More individuals are starting solo businesses, managing freelance careers, or building income streams outside of traditional employment. At ALLIANCE Credit Union, we understand that success doesn’t always come with a W-2. That’s why we offer home loan solutions tailored for self-employed borrowers.

If you’re self-employed and looking to buy a home, refinance your current mortgage, or tap into your home equity, we are here to help. Unlike many traditional lenders who make the process difficult for independent earners, we welcome your application and make it easier to qualify.

• Borrow up to 80% of your home’s value
• Credit scores as low as 620 are accepted
• Available for owner-occupied and second homes
• No W-2s or tax returns required
• Provide 12 months of personal bank statements to show income
• Must have a minimum of two years of self-employment history

We believe your hard work should open doors, not close them. Our lending team understands the unique needs of self-employed borrowers and will work with you to find the right loan for your situation.

You’ve built your business. Now let us help you build your future. Contact ALLIANCE Credit Union today to learn more about home loan options for self-employed borrowers.

DISCLOSURES

*Closing costs can only be included in the loan amount when the value is more than the purchase price. This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Credit Union membership is required. Not all applicants will qualify. All loans are subject to underwriter approval. Terms and conditions apply and are subject to change without notice. Each account insured up to $500,000. By members’ choice, this institution is not federally insured.