ALLIANCE

Star Program

STARS

Recognizing Our Community’s

Everyday Heroes

We go above and beyond to serve those who serve our communities. Through our ALLIANCE Stars program, we provide extra perks and appreciation for Veterans, Active-Duty Military, Law Enforcement, Fire Rescue, Educators, and Healthcare Workers.

If you’re one of these everyday heroes, you deserve more than a thank-you, you deserve a financial partner who honors your service.

A Partnership Built 

on Common Ground

Since 1940, ALLIANCE Credit Union has made community relationships a top priority. Serving and caring for others is the common bond we share with our partner groups, and together we improve both the physical and financial health of our community. The groups below are some of our ‘star’ relationships, and if you fit into one of these groups, you are eligible for the listed benefits. Are you an ALLIANCE Star?

VETERANS

Benefits Include:

  • Receive $500 off home loan closing costs when you finance your mortgage with ALLIANCE.
  • Get a $50 Amazon e-gift card when you purchase or refinance your vehicle of $10,000 or more.
  • Earn a $50 Amazon e-gift card after receiving your first direct deposit from a qualifying employer group.(If direct deposit is not available through your employer, this benefit does not apply.)
  • Enjoy a 0.50% rate reduction on consumer loans.(Rate cannot go below floor rates; this discount cannot be combined with other rate promotions.)
  • Receive a 0.30% rate increase on standard certificate rates.
*The value of this bonus may constitute taxable income to you. Bonus may be taxable as interest and reported on IRS Form 1099-INT. Please consult your tax advisor concerning the reporting or bonus payments as interest on accounts.
Veterans are defined as persons who served in the military, naval, or air service and who were discharged or released under conditions other than dishonorable discharge.
ACTIVE-DUTY MILITARY

Benefits Include:

  • Receive $500 off home loan closing costs when you finance your mortgage with ALLIANCE.
  • Get a $50 Amazon e-gift card when you purchase or refinance your vehicle of $10,000 or more.
  • Earn a $50 Amazon e-gift card after receiving your first direct deposit from a qualifying employer group.(If direct deposit is not available through your employer, this benefit does not apply.)
  • Enjoy a 0.50% rate reduction on consumer loans.(Rate cannot go below floor rates; this discount cannot be combined with other rate promotions.)
  • Receive a 0.30% rate increase on standard certificate rates.
*The value of this bonus may constitute taxable income to you. Bonus may be taxable as interest and reported on IRS Form 1099-INT. Please consult your tax advisor concerning the reporting or bonus payments as interest on accounts.
LAW ENFORCEMENT PERSONNEL

Benefits Include:

  • Receive $500 off home loan closing costs when you finance your mortgage with ALLIANCE.
  • Get a $50 Amazon e-gift card when you purchase or refinance your vehicle of $10,000 or more.
  • Earn a $50 Amazon e-gift card after receiving your first direct deposit from a qualifying employer group.(If direct deposit is not available through your employer, this benefit does not apply.)
  • Enjoy a 0.50% rate reduction on consumer loans.(Rate cannot go below floor rates; this discount cannot be combined with other rate promotions.)
  • Receive a 0.30% rate increase on standard certificate rates.
*The value of this bonus may constitute taxable income to you. Bonus may be taxable as interest and reported on IRS Form 1099-INT. Please consult your tax advisor concerning the reporting or bonus payments as interest on accounts.
FIRE RESCUE PERSONNEL

Benefits Include:

  • Receive $500 off home loan closing costs when you finance your mortgage with ALLIANCE.
  • Get a $50 Amazon e-gift card when you purchase or refinance your vehicle of $10,000 or more.
  • Earn a $50 Amazon e-gift card after receiving your first direct deposit from a qualifying employer group.(If direct deposit is not available through your employer, this benefit does not apply.)
  • Enjoy a 0.50% rate reduction on consumer loans.(Rate cannot go below floor rates; this discount cannot be combined with other rate promotions.)
  • Receive a 0.30% rate increase on standard certificate rates.
*The value of this bonus may constitute taxable income to you. Bonus may be taxable as interest and reported on IRS Form 1099-INT. Please consult your tax advisor concerning the reporting or bonus payments as interest on accounts.
HEALTHCARE WORKERS

Benefits Include:

  • Receive $500 off home loan closing costs when you finance your mortgage with ALLIANCE.
  • Get a $50 Amazon e-gift card when you purchase or refinance your vehicle of $10,000 or more.
  • Earn a $50 Amazon e-gift card after receiving your first direct deposit from a qualifying employer group.(If direct deposit is not available through your employer, this benefit does not apply.)
  • Enjoy a 0.50% rate reduction on consumer loans.(Rate cannot go below floor rates; this discount cannot be combined with other rate promotions.)
  • Receive a 0.30% rate increase on standard certificate rates.
*The value of this bonus may constitute taxable income to you. Bonus may be taxable as interest and reported on IRS Form 1099-INT. Please consult your tax advisor concerning the reporting or bonus payments as interest on accounts.
SCHOOL DISTRICT/EDUCATIONAL EMPLOYEES

Benefits Include:

  • Receive $500 off home loan closing costs when you finance your mortgage with ALLIANCE.
  • Get a $50 Amazon e-gift card when you purchase or refinance your vehicle of $10,000 or more.
  • Earn a $50 Amazon e-gift card after receiving your first direct deposit from a qualifying employer group.(If direct deposit is not available through your employer, this benefit does not apply.)
  • Enjoy a 0.50% rate reduction on consumer loans.(Rate cannot go below floor rates; this discount cannot be combined with other rate promotions.)
  • Receive a 0.30% rate increase on standard certificate rates.
*The value of this bonus may constitute taxable income to you. Bonus may be taxable as interest and reported on IRS Form 1099-INT. Please consult your tax advisor concerning the reporting or bonus payments as interest on accounts.

Benefits may change or end at any time without prior notice. Restrictions may apply. Loan rate discounts apply only at origination and cannot be combined with other promotions; rates cannot go below floor rates. Home loan closing cost credit applies to new ALLIANCE mortgage loans only, up to $500. Vehicle purchase or refinance Amazon e-Gift Card requires funding $10,000 or more directly with ALLIANCE; some refinances may be excluded. Direct deposit Amazon e-Gift Card requires enrollment in qualifying employer payroll; not available if direct deposit is not offered. Deposits under $500 do not qualify, unless deposits within one month equal $500. Members who are not in good standing, do not qualify. Certificate rate bonus applies at account opening and renewal. Additional terms may apply. ALLIANCE Credit Union may modify or cancel benefits at any time.

Who can Join ALLIANCE Credit Union?

How to become a member

Becoming a member of ALLIANCE Credit Union is easier than ever! We have recently expanded our geographic field of membership to include 43 counties spanning Texas, as well as two other conduits for membership eligibility.

You are eligible for membership if you, your spouse, or any immediate family members live, work, or worship in the following counties:
Andrews, Archer, Bailey, Baylor, Bexar, Borden, Castro, Clay, Cochran, Coke, Comal (portion west of U.S. 281), Concho, Crosby, Dawson, Denton, Fisher, Floyd, Gaines, Garza, Hale, Hockley, Howard, Johnson, Kent, Kendall, Lamb, Lubbock, Lynn, Martin, Mitchell, Nolan, Parmer, Potter, Randall, Runnels, Scurry, Swisher, Tarrant, Terry, Tom Green, Wichita, Wilbarger, and Yoakum.

You are also eligible if you live, work, worship, or attend school within a 10-mile radius of our Polaris or Golden Triangle Branches, including the following ZIP codes: 76006, 76012, 76013, 76016, 76021, 76022, 76034, 76039, 76040, 76051, 76052, 76053, 76054, 76092, 76101, 76102, 76103, 76104, 76105, 76106, 76107, 76108, 76109, 76110, 76111, 76112, 76114, 76115, 76116, 76117, 76118, 76119, 76120, 76127, 76131, 76135, 76137, 76148, 76178, 76179, 76180, and 76248.

Other ways to become a member
In addition to our service area, ALLIANCE Credit Union welcomes members of the Cornerstone Credit Union Foundation and the Friends of the Lubbock Library.
If you are already a member of either group, you automatically qualify for membership with ALLIANCE Credit Union. Not a member yet? If you are eligible to join one of these organizations, ALLIANCE Credit Union will cover your first year of membership dues, making it easy to get started.
There are many ways to qualify for membership. Not sure if you’re eligible? Call us at 1.800.687.4328 and our team will be happy to help.

Ready to Join?

Join ALLIANCE. We're different in a lot ways. Mainly, we're a not-for-profit financial cooperative, a fancy way of saying our members are our owners and decisions are made with members' best interests in mind. Whatever profits we make go back to members in the form of higher dividends, lower rates, and better access through improved technology.

Join online or stop by any of our branches to open your share account (called that because it gives you a share of credit union ownership).

  • A $5 minimum deposit is required to open all share (savings) accounts, making you a member-owner of the credit union and giving you voting rights in our board elections.
  • A $50 minimum deposit is required to open all checking accounts.

Before You Open Your Account

Whether you open your account online or in a branch, you’ll need one valid form of government-issued photo identification. Acceptable forms of identification include, but are not limited to:

  • Driver’s License
  • State-issued ID Card
  • Passport
  • U.S Government or Military ID

For minor accounts, a government-issued photo ID is required to open a checking account. For savings-only accounts for minors, acceptable documentation may include a Social Security card or birth certificate.

Our Reviews

"Laurie was amazing in helping my husband and I purchase our dream Jeep. She went over and beyond. Amazing customer service and timely responses. Very professional making it our best experience getting an auto loan. Highly recommend."

-Russell

"This has been the best car buying experience. It was such a delight working with Aide Estrada. She is so professional and sweet. She will have my business forever, and I will recommend her to all my family and friends!"

-The Estradas

"We had a wonderful experience at the spur 327 location. Brittany was wonderful and able to answer all our questions and get our account set up with ease. It’s so nice walking into a banking facility that looks and feels so traditional!"

-Phelps