Why Join ALLIANCE - ALLIANCE Credit Union

Why Join

ALLIANCE Credit Union

Ready for a

Better Banking Experience?

At ALLIANCE Credit Union, we believe banking should be personal, purposeful, and rooted in trust. When you join ALLIANCE, you’re not just opening an account, you’re gaining a financial partner who’s committed to helping you grow, thrive, and reach every goal along the way.

Unlike big banks that answer to shareholders, we answer to you. As a not-for-profit credit union, our profits go back to our members through better rates, lower fees, innovative tools, and community-focused programs. It’s a difference you can feel in your wallet, your experience, and your future.

Open an Account

Banking Solutions

Empowering Your Financial Journey

— Personal, Home, and Business

Take Control of your Finances!

From everyday banking to personal loans, ALLIANCE Credit Union offers smart personal banking and borrowing options designed with our members in mind!

Loans

Let’s Get you Home!

ALLIANCE Credit Union's Home Loan Center has multiple ways to assist you getting into your new home.

Mortgage

Financing built for every property

From storefronts to front doors, we’ve got your loan needs covered.

Commercial

Who can Join ALLIANCE Credit Union?

How to become a member

Becoming a member of ALLIANCE Credit Union is easier than ever! We have recently expanded our geographic field of membership to include 32 counties spanning Texas, as well as two other conduits for membership eligibility.

You are eligible for membership if you, your spouse, or any immediate family members live, work, or worship in the following counties:
Andrews, Bailey, Borden, Castro, Cochran, Coke, Concho, Crosby, Dawson, Fisher, Floyd, Gaines, Garza, Hale, Hockley, Howard, Kent, Lamb, Lubbock, Lynn, Martin, Mitchell, Nolan, Parmer, Potter, Randall, Runnels, Scurry, Swisher, Terry, Tom Green and Yoakum.

Other ways to become a member

In addition to this geographic area, ALLIANCE Credit Union has added members of the Cornerstone Credit Union Foundation, and the Friends of the Lubbock Library to our field of membership. What this means is, if you are already a member of either association you automatically qualify for membership with ALLIANCE Credit Union. Further, if you are eligible for membership with either association, ALLIANCE Credit Union will make you a member by paying your first year’s dues.

Ready to Join?

Join ALLIANCE. We’re different in a lot ways. Mainly, we’re a not-for-profit financial cooperative, a fancy way of saying our members are our owners and decisions are made with members’ best interests in mind. Whatever profits we make go back to members in the form of higher dividends, lower rates, and better access through improved technology.

Join online or stop by any of our branches to open your share account (called that because it gives you a share of credit union ownership).

A $5 minimum deposit is required to open all share (savings) accounts, making you a member-owner of the credit union and giving you voting rights in our board elections.
A $50 minimum deposit is required to open all checking accounts.

Before You Open Your Account

Whether you open your account online or in a branch, you’ll need one valid form of government-issued photo identification. Acceptable forms of identification include, but are not limited to:

Driver’s License
State-issued ID Card
Passport
U.S Government or Military ID

For minor accounts, a government-issued photo ID is required to open a checking account. For savings-only accounts for minors, acceptable documentation may include a Social Security card or birth certificate.

ALLIANCE Benefits

We’re Dedicated to Helping You Check All The Boxes

As a member of ALLIANCE, you gain access to a full range of exclusive benefits designed to help you make the most of your money and your membership.

Whether you’re financing a home, building credit, saving for your next adventure, or just looking for honest financial guidance, we’re here to support your journey.

Learn more

TruStage

We have partnered with TruStage to provide our members with a full suite of coverage options.

Life Insurance
Auto & Property Insurance
AD&D Insurance

Trust & Will

We have partnered with Trust & Will to provide our members with affordable and convenient Estate planning options.

Tax Preparation

Our members receive discounts from both TurboTax and H&R Block.

STARS

Recognizing Our Community’s everyday heroes

We go above and beyond to serve those who serve our communities. Through our ALLIANCE Stars program, we provide extra perks and appreciation for Veterans, Active-Duty Military, Law Enforcement, Fire Rescue, Educators, and Healthcare Workers.

If you’re one of these everyday heroes, you deserve more than a thank-you, you deserve a financial partner who honors your service.

See your Benefits here