Understanding Rates: Why They Matter for Your Money

Deposit Rates: Grow Your Savings with Certificates When you deposit money into a Certificate (also known as a CD), your funds earn interest over a set period of time. The higher the rate, the more your savings can grow. At ALLIANCE, we make Certificates even easier...

Small Wins, Big Impact!

Let’s be honest: changing your financial life can feel like trying to move a mountain with a spoon. But here’s the truth no one tells you enough: you don’t have to do it all at once. In fact, most financial progress happens in small, quiet steps — not giant, flashy...

What if You Could Undo a Money Mistake?

We all have one. That one financial moment we’d undo if we could — the impulse buy that derailed a budget, the loan we didn’t understand, the credit card balance that grew faster than we expected. The truth is, money mistakes are part of growing up. And if we’re...

From First Paycheck to Lifelong Habits

There’s something exciting — almost magical — about that first paycheck. Whether it’s from lifeguarding, stocking shelves, babysitting, or scooping snow cones, that first “real” income gives teens a powerful sense of independence. But it also opens the door to one of...