Sign on for the perfect combination of low fees and high performance.

Performance Checking Includes:

Free ATMs Nationwide

0.15% Bonus Rate on Savings

0.3% Discount on Loans

Cashback on Debt Card Purchases

2 Free Boxes of Checks Per Year

Performance Checking

Free Online and Mobile Banking let you handle your finances at the speed of life. Then there are a whole bunch of features that put money back in your pocket.

  • 0.30% discount off consumer loan rates
  • 0.15% added to the rate of qualifying Savings Certificates
  • Cash back on debit card purchases
  • Free ATMs nationwide


Free Online and Mobile Banking let you handle your finances at the speed of life. Plus, with ALLIANCE Checking you get:

  • Free Instant Issue Visa debit card
  • Free Bill Pay (with three or more bills per month; $5 if not met, see fee schedule)
  • No monthly service charge
  • No minimum credit score required

Second Chance Checking

Sometimes a fresh start is all you need to get things back on track. Second Chance Checking has the benefits and support to help you reach your financial goals, faster.

  • No minimum credit score requirement
  • Free Instant Issue Visa Debit Card
  • Free Bill Pay (w/ 3 ore more per month; $5 if not met)
  • Free iSave makes saving easy

Opportunity Checking

Start your financial future now with checking designed specifically to meet the needs of those ages 18 - 25. 

  • 0.30% discount off consumer loan rates
  • 0.15% added to qualifying ALLIANCE Certificates
  • Cash back on debit card purchases
  • Unlimited ATM refunds nationwide
  • No direct deposit requirement

Junior Checking

West Texas teens can experience financial freedom with an account that includes a free debit card and Online Banking services.

  • Designed for kids 12-17
  • Helps teach financial responsibility
  • As joint account holders, parents can monitor spending
  • Free iSave turns change into savings

Overdraft Protection

Everyone has those oops moments. We're not going to make your life difficult if you happen to overspend your checking account.

  • We'll make sure your payments go through
  • Avoid big check-bouncing fees
  • Get extra protection when you have Direct Deposit

Commercial Checking

Take your efficiency efforts to the next level with an account that holds the line on costs for  businesses of all sizes.

  • Low monthly service charge
  • Free Online Banking and eStatements
  • Free Visa Debit Card

We're here to help

More information about Calculators

Convenient and easy to use, our calculators provide good data to make better decisions.

More information about Education

Access our Financial Education articles for the most important financial decisions of your life.

More information about Mobile App

Access your accounts wherever you go and whenever it’s convenient.

Anytime, anywhere with our app.

Access your accounts without missing a beat.

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